The Benefits of In-House Dental Plans
Dental insurance can be expensive, and it often doesn’t cover very much. If you don’t have dental insurance, it can benefit you to use an in-house dental plan that will help you with the cost of the dental services you need. Getting preventative care is especially helpful for good dental health, and in-house plans are often very good at paying for the preventative care appointments that you need.
Don’t Pay Full Price
If you are uninsured, paying full price for dental care may seem like your only choice, but dental practices are increasingly adding in-house dental plans that allow you to purchase coverage directly from your dentist. This generally requires a yearly payment for the plan with different prices for single people, couples, and family coverage. Some plans have a start-up fee as well as an annual fee.
In-house plans often offer deep discounts on your twice-yearly dental exams and cleanings with many paying 100% of those visits. Other services have specific discount amounts based on the type of treatment needed.
Many patients find that they are unable to pay for the treatments they need without their in-house plan. Dental care can get expensive, and these plans offer a great way to save a significant amount of money over the course of the year or even for just one treatment.
How You Benefit
The main benefit is that it makes getting dental care more affordable. Without preventative care, you risk having serious dental and gum problems affect your health. When you are able to get your semi-annual dental exams, the dentist can find a small problem before it becomes a larger one. This can mean that you need fewer treatments than you would need without those exams. This means that you pay even less because you won’t need as many treatments.
If you’ve been going without needed dental treatments, this can easily snowball and cause worse and worse problems. It may also mean that you are embarrassed by your smile. Getting an in-house plan can help you to finally get the work that you’ve needed for a healthier and stronger smile.
In-house plans often offer discounts for a wide range of treatments needed. It can be hard to know which treatments you will need in advance, and a surprise dental bill can be hard to handle. Whether you need restorative care, cosmetic care, or preventative care, most in-house plans offer discounts on it all.
It’s easier to sign up with an in-house dental plan than it is to apply and be accepted for insurance. Getting independent dental insurance can be a long process that takes time to become active. With an in-house plan, you can sign up for plans quickly and easily. You can even do it the next time you’re in the dentist’s office so that it’s easy and convenient.
Being a part of an in-house dental plan is much simpler than getting independent dental insurance. Because the plan is initiated by the dental office, you know that the office will accept it. While independent insurance plans may or may not be accepted by your dentist, the in-house plan always will be. You also don’t have to go through a separate insurance company to find out how much you will owe for your appointment or wait for paperwork and claims to go through.
With an in-house plan, you will know exactly how much you will pay up front. The dental office has specific pricing, and your dental plan will have a specific percentage off that price. You don’t have to worry about any surprises when it’s time to pay.
If you’ve ever had to contact an insurance company, you know how difficult it can be. To get simple answers can be incredibly difficult, and that’s after you’ve stayed on hold for an hour. With an in-house plan, your plan’s provider is the same place you go for your dental appointments, so you can ask all of your questions directly and get straight answers.
There are so many important benefits to these plans that it’s a great idea for many patients to enroll in one of these plans to pay less and get the treatments they need.